Most of us think about tax time once April rolls around, but December 31st is another big day on the tax calendar. Certain spending and information have to be done by the end of the year in order not to lose out on tax breaks that can really help lower your tax bill.
Last year’s averagetax return超过3,000美元。43％的纳税人欠notaxes last year after deductions!
你是否想要加入这些、以及精通税务的人吗save money on your tax bill? Read on for six tax tips that can help you save hundreds.
6 Tax Tips To Save You Money
让我们来看看你可以通过智能税收计划省钱的六种方式。
1。Maximize Those Tax Breaks
你得到了所有的学分和扣除that you’re entitled to? There are some new and some obscure tax rules that may apply to you – so make sure you search closely!
其中一些包括其他受抚养信贷（ODC），这有助于为父母或其他生病或老龄化的家庭成员制造人们。你今年上课了吗 - 或者你在接下来注册吗？您也可以扣除合格的学费。
There are thousands of deductions and credits out there. Make sure you’re claiming all that you’re entitled to.
2.卖掉亏损
Have some of your stocks tanked this year, with no hope of coming back? You can sell stocks at a loss in order to save some money. This is called “loss harvesting” and it provides a way to offset any capital gains you’ve also received.
如果您的损失超过您的收益，您可以申请高达3000美元的股票价格亏损，以降低税收票据。
3.保存退休
Contributions to certain retirement accounts will also reduce your taxable income. You can boost your retirement savings while also saving money on your tax bill! In order to maximize the benefit, look into your company’s 401(k) program, which often offers matching contributions.
4.检查您的灵活支出账户
灵活的储蓄账户或FSA是许多公司提供的福利。您可以为您的灵活支出账户缴纳金钱税，降低税收票据。然而，许多这些账户是“使用它或失去它”，如果您在明年4月1日之前没有对其进行索赔，则可能会丧失这笔钱。
检查您是否有助于正确的金额 - 当然将在一年内使用的金额而不会丢失任何金额。如果您目前在您的帐户中剩下了很多，请考虑更改明年的扣除金额。也可能是时候安排一些医生和牙医访问了。
5.推迟收入
如果您正在获得一年结束的奖金，请与您的人力资源部门联系，看看他们是否可以在2020年之前提供支付。这样，奖金不会成为今年应税收入的一部分。
If you’re a contract employee or freelancer, and you can afford it, delay billing some clients for your work. The payments that hit after December 2020 will be next year’s problem!
6. Organize Your Information
简单地组织是一种确保您正确归档并获得所有扣除的关键方法。它很容易创建准确w2 form onlinehere to ensure your deductions and information are in order.
Plan Ahead
The best way to save money is by looking ahead and being ready for tax season in April. These six tax tips are a great start to making sure you’re ready to save as much as is legally possible on your taxes next year!
